About Pension FAQ

We answer US pension and retirement benefit questions in plain English, one question at a time.

What This Site Is

Pension FAQ is a free reference site for American workers and retirees navigating the pension system. We cover employer pension plans, state pension rules, public employee pensions, pension calculations, and retirement tax questions.

Our editorial standard is to explain each topic conservatively. We tell you the general rule, the common exceptions, and where to verify with an official source. We update articles when rules change.

What This Site Is Not

We are not a government agency, a plan administrator, or a financial advisory firm. We do not calculate your individual pension benefit, verify your employment records, contact employers on your behalf, or provide financial, tax, legal, or investment advice.

For any decision that affects your retirement income, confirm the details with your official plan administrator, employer benefits office, or a licensed professional.

Who We Are

Pension FAQ is edited by James Alderman, a benefits communication specialist with more than 15 years of experience translating complex plan rules into clear language for employees and retirees. James leads a small research team that verifies every article against primary sources before publication.

Learn more about our editorial team and process

Our Sources

Every article is researched using official primary sources, including IRS publications, SSA Program Operations Manual (POMS), PBGC coverage rules, state comptroller websites, federal and state legislation, and employer Summary Plan Descriptions (SPDs).

Read our full editorial methodology

Corrections

We take factual errors seriously. If you find a mistake on any page, please contact us and we will investigate and correct it within 48 hours.