Pension Answers in Plain English
Pension FAQ explains pension and retirement benefit questions for US federal, state and employer plans, and for UK, Canadian, Australian and other international schemes — before you contact an official plan, employer benefits office, public retirement system, tax agency, or qualified professional.
US Pension Guides
US federal, state and employer retirement plans — eligibility, taxes, and how to act on your own plan.
Company & employer pensions
State pension tax & exclusions
Teachers & public retirement systems
Federal retirement & tax forms
UK & International Pensions
UK State Pension, NEST and workplace schemes, and pensions for readers living or working across borders.
UK State Pension & HMRC records
NEST & workplace schemes
Browse more: All pension guides by topic · Pension FAQ overview · Social Security payout calculator
Editorial and Trust Information
Pension FAQ is educational. It does not calculate individual benefits, verify personal employment records, make pension elections, or provide financial, tax, legal, employment, or benefits advice.
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Before you act: confirm important pension, retirement, tax, rollover, survivor, or benefit decisions with the official plan administrator, employer benefits office, government agency, licensed tax professional, attorney, or financial adviser who can review your facts.