Pension FAQ

Pension Answers in Plain English

Pension FAQ explains pension and retirement benefit questions for US federal, state and employer plans, and for UK, Canadian, Australian and other international schemes — before you contact an official plan, employer benefits office, public retirement system, tax agency, or qualified professional.

Pension FAQ: US, UK and international pension and retirement benefit guides
Plain-English guides to the pension questions readers ask most, on both sides of the Atlantic.

Start With a Country Guide

Source-based guides to pension tax and eligibility in the US, UK, and Canada, plus a country-neutral framework for cross-border questions.

United States

1099-R, withholding, rollovers, RMDs, CalSTRS, OPM, and state tax.

United Kingdom

State Pension, PAYE codes, P60, NHS pensions, and lump sums.

Canada

CPP/QPP, OAS, GIS, RRSP/RRIF, and provincial tax.

Cross-border

Residence, treaties, withholding, and the questions to ask before filing.

Eligibility

US, UK, Canada, and Australia eligibility starting points.

US Pension Guides

US federal, state and employer retirement plans — eligibility, taxes, and how to act on your own plan.

UK & International Pensions

UK State Pension, NEST and workplace schemes, and pensions for readers living or working across borders.

Browse more: All pension guides by topic · Pension FAQ overview · Social Security payout calculator

Editorial and Trust Information

Pension FAQ is educational. It does not calculate individual benefits, verify personal employment records, make pension elections, or provide financial, tax, legal, employment, or benefits advice.

Before you act: confirm important pension, retirement, tax, rollover, survivor, or benefit decisions with the official plan administrator, employer benefits office, government agency, licensed tax professional, attorney, or financial adviser who can review your facts.