401(k) Limit 2026

Rule Snapshot

Core Facts

Rule Version 2026
Effective Date 2026-01-01
Topic contribution_limit
Region federal
Plan Type 401k
Audience worker

Data Quality & Source

Entity ID us-irs-401k-limit-2026
Entity Type rule
Primary Type contribution_limit
Indexability index-worthy
Completeness 100.0%
Source IRS Newsroom
Source Updated 2026-03-26

Best For

reference

Limitations

direct legal/financial advice

What This Record Says

401(k) limit is $24,500.

Record Context

  • Entity ID: us-irs-401k-limit-2026
  • Entity Type: rule
  • Primary Type: contribution_limit
  • Topic: contribution_limit
  • Region: federal
  • Plan Type: 401k
  • Audience: worker
  • Rule Version: 2026
  • Effective Date: 2026-01-01

Best For

  • reference

Limitations

  • direct legal/financial advice

Official Source

IRS Newsroom

This page is generated from prepared structured data. Verify eligibility and legal details before making decisions.

Use This With Tools

  1. Run Eligibility to confirm baseline qualification assumptions.
  2. Run Calculator to estimate claim-age timing impact.
  3. Use Compare to evaluate alternatives side by side.

Related Rule Pages